919-655-0330
VA

Department of Veterans Affairs

The Department of Veterans Affairs (VA) began offering a program of loan guarantee many many years ago. This product is ONLY available to a Veteran or spouse of deceased veteran that has VA loan “eligibility” and offers loans up to 100% financing. Regular service, war time service, Reservists, and retired veterans should ask us about the options available. This program does require an up front fee much like FHA. It is called the funding fee. This fee varies widely dependent upon the type of service and whether you have obtained a VA guaranteed loan before. Veterans earning any disability income are likely exempt from this fee, making a VA loan even more attractive. Ask us if VA funding may be right for you.

 

What people are saying

Recently I was a client of Laura McGoogan’s at Mortgage Choice, and I found her to be knowledgeable, personable and easy to work with. She is also patient and answered all my questions and was always willing to provide details about options. She stayed on top of all the details and always kept me informed through every step of the process. She has a nifty tool on her phone to send out pre-qual letters without needing much notice, even if you need one on a Sunday. I recommend her to anyone who looking for a mortgage broker.


Michelle